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Stratton Advisory Group
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About the Advisor

Ayoub Cherif, Senior Advisor.

Licensed health insurance broker and Senior Advisor at Stratton Advisory Group, an independent advisory firm in Sunrise, Florida that helps individuals, families and business owners compare coverage across carriers.

Speaks English Français العربية

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Ayoub Cherif, licensed health insurance broker at Stratton Advisory Group
The Independent Model

I work for the client, not for one carrier.

A captive agent represents one insurance company and can only offer that company's plans. As an independent broker, I'm appointed with many carriers, so I can line up the plans available to you side by side and recommend what fits, not what one company happens to sell.

Insurance carriers compensate brokers through a commission. Premiums are set by the carrier and are generally the same whether you enroll directly or through a broker, and there is no fee for my advice.

  • Your doctors, hospitals and prescriptions are checked against each plan's network before I recommend anything.
  • I compare the full yearly cost, premium plus deductible and maximum out-of-pocket, not just the monthly price.
  • I explain the trade-offs in plain language, in English, French or Arabic. Your decision, on your timeline.
  • I stay with you after enrollment for claims questions, network issues and renewals.

Who I help

  • Individuals and families who want PPO networks and access to their own doctors.
  • Self-employed and 1099 workers, such as realtors, contractors and consultants, who may be able to deduct their premiums.
  • Small business owners comparing group, level-funded, ICHRA or owner-only coverage.
  • People leaving a job who want to compare COBRA with an individual plan.
  • Healthy applicants who may qualify for lower-cost medically underwritten plans.
Start a comparison
License Verification

Don't take our word for it. Verify it.

National Producer Number (NPN): 22089749. Search by name or NPN on these official sites to confirm license status and lines of authority.

FloridaFlorida DFS Licensee SearchFlorida Department of Financial ServicesOpen → All StatesNAIC State License LookupNational Association of Insurance CommissionersOpen → NationalNIPRNational Insurance Producer RegistryOpen → BusinessBetter Business BureauStratton Advisory Group LLC profileOpen →

How to verify in about a minute

  1. Open the NAIC State License Lookup and choose an individual search.
  2. Enter National Producer Number 22089749, or the name Ayoub Cherif.
  3. Pick any state below to see license status, line of authority (Health) and expiration date.

Licensed in 31 states

  • Alabama
  • Arkansas
  • Colorado
  • Delaware
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maryland
  • Michigan
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • North Carolina
  • Ohio
  • Oklahoma
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • West Virginia
  • Wisconsin
  • Wyoming

Where I help

I help individuals, families and business owners in all 31 states where I'm licensed: Alabama, Arkansas, Colorado, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, North Carolina, Ohio, Oklahoma, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, Wisconsin and Wyoming.

Florida guides: Miami, Fort Lauderdale, Sunrise & Plantation, Davie, Weston, Boca Raton, West Palm Beach, Palm Beach, Orlando, Winter Garden, Tampa, St. Petersburg, Tallahassee, Jacksonville. See all service areas.

Find me online

FAQ

About working with Stratton

How can I verify Ayoub Cherif's insurance license?

Search National Producer Number 22089749 or the name Ayoub Cherif on the Florida DFS Licensee Search, the NAIC State License Lookup or NIPR. Each shows license status and lines of authority.

Is Stratton Advisory Group an insurance company?

No. Stratton Advisory Group is an independent insurance agency and is not affiliated with any insurance carrier. We advise on and help you enroll in plans issued by insurance carriers; the carrier underwrites and pays claims.

Why is a broker free to use?

Carriers pay brokers a commission. Premiums are set by the carrier and are generally the same whether you buy directly or through a licensed broker, and we charge no fee.

How do we meet?

By phone or video. Clients in all 31 licensed states work with us the same way, from comparing plans to enrollment and ongoing support.

Free Consultation

Schedule a consultation with Ayoub.

Tell us who needs coverage and what matters to you. We will compare your options across carriers and walk you through them in plain language.

Book a 15-Minute Call

Schedule a Consultation

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Private and secure. We never sell your information.

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Thank you. Here is what happens next:

  1. A licensed advisor reviews your details.
  2. We contact you to confirm your doctors, prescriptions and budget.
  3. You receive a side-by-side comparison to review before you decide.
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